Underwriting Careers at Industry Leaders

Discover your next underwriting adventure with friends of Kalepa and leaders in commercial insurance

Commercial Underwriter - Property & Casualty

Axa XL

Axa XL

Marketing & Communications
Birmingham, AL, USA
Posted on Wednesday, February 28, 2024

At AXA Commercial, we support our business customers, large and small, by making it easy for them to do business with us in the way that suits them. Whether they insure with us via brokers, directly on the phone or online through comparison sites, we've got them covered.

Building on our success, a key initiative for the future of AXA Commercial is enhancing our current teams with experienced, engaging, and forward-thinking Commercial Underwriters. These roles provide a fantastic opportunity for you to build key foundations and shape the narrative, that will provide AXA the exposure and scope required for growth.

It’s an exciting time to join the AXA Commercial team in Birmingham, as we undergo significant growth across our branches to support the overall strategic business plan. We're currently looking to strengthen the team and bring to market the opportunity to join us a Property & Casualty Underwriter within the Existing Business Team.

The role encompasses many opportunities to contribute to the development and success of the branch account, not just from a growth and profitability perspective but driving service excellence to our customers. The team ensure close collaboration is supported internally across the teams to be set up for success, as well as engaging and building key relationships with the brokers and panel aligned business developers.

What’s in it for you:

  • We’ll equip you with the technical skills for tomorrow: It’s our job to support you in becoming an expert who has ownership over their work. We want you to be confident that you can make an impact by helping our customers. We ask ourselves what we can do today that will help us in the future. That’s why we offer continuous development to help our colleagues become experts in tomorrow.
  • Build a career that’s as dynamic as the market you work in: We’re on a journey of transformation, so we’re investing in new technology that enables us to help our people and businesses thrive.
  • Shape your career one decision at a time: We’ll support you to progress through the business and are committed to developing talent. We do this with training and tailored development plans.

What you’ll be doing: As Commercial Underwriter you’ll help drive and transform how we partner our broker portfolios, through responsive, flexible, and collaborative relationships. With a strong balance of technical and trading capability, you’ll be empowered to make decisions, supported by data, insight, and decision support tools on mobile technology to succeed. You’ll be focused on developing and delivering profitable growth, through our existing book of business, as well as contributing to the acquisition of new business.

  • Underwrite Property & Casualty business profitably, accurately, consistently and in line with established underwriting practices, using the full range of tools available.
  • Build a reputation as a trading expert with a panel of intermediaries and build confidence in the branch ability through interaction with our Underwriting Technical Centre.
  • Contribute to meetings with brokers and end customers to portray AXA capabilities and secure new business opportunities.
  • Identify poorly performing accounts and investigate reasons for lack of retention. Agree and implement actions with senior underwriter, TTM & AM to increase retention.
  • Actively encourage retention of profitable business.

At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least 40% of your week away from home, either at one of our office locations, visiting clients or attending industry events.

Your Profile

What we’re looking for:

  • Keep an open mind: Keen to learn and challenge the status quo, able to approach tasks from different perspectives while focusing on helping colleagues and customers.
  • Stay curious: You’ll be perceptive of what our customers and the market wants and bring that knowledge into your work, whilst making the most of AXA’s development opportunities.
  • Be a team player: Able to use your unique skills and knowledge to collaborate with your colleagues, take accountability and discover new ways of doing things.
  • Dip CII Qualification or working towards ACII qualification.
  • Exposure to the UK General Insurance market.
  • Commercial awareness, negotiation skills, ability to build strong broker relationships.
  • Pragmatic and confident decision maker with good numerical reasoning skills.
  • Strong analytical skills with proven experience of account monitoring and action planning.
  • Technical underwriting expertise in a composite insurance environment (non-package).
  • Sound knowledge of legislative and regulatory requirements for insurance (including treating customers fairly).

This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.

About AXA

With a presence in over 60 countries, and 165,000 employees serving the needs of 107 million customers, AXA is big.

But never too big to care for every single person who works here. So when you join us, we promise to put our collective might behind you and your career.

You’ll work in an open and supportive environment where you’ll be developed, challenged and encouraged to move around to achieve even bigger and better things – nationally and internationally. You’ll learn directly from senior leaders, from the best in our business. And you’ll enjoy real responsibility, really early on.

Every large company today talks about supporting diversity and inclusion. But at AXA UK, these values form an integral part of everything we do. For us, it’s about bringing together the best talent, helping people to realise their full potential by being 100% themselves at work and delivering outstanding service to everyone – regardless of difference.

About the Entity

AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive. We’re currently making our biggest ever investment to develop the expertise and skills we need to be the best. We’re a vibrant community where everyone is supported to learn, develop, and take ownership of their work.

What We Offer

One of the best things about joining AXA is our rewards package. At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:

  • Competitive annual salary dependent on experience
  • Annual company & performance-based bonus
  • Contributory pension scheme (up to 12% employer contributions)
  • Life Assurance (up to 10 x annual salary)
  • 25 days annual leave plus Bank Holidays
  • Opportunity to buy up to 5 extra days leave or sell up to 5 days leave
  • AXA employee discounts
  • Gym benefits

To apply, click on the ‘apply for this job’ button, you’ll then need to log in or create a profile to submit your CV. We’re proud to be an Equal Opportunities Employer and don’t discriminate against employees or potential employees based on protected characteristics. If you have a long term health condition or disability and require reasonable adjustments during the application or interview process, we’re proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to mel.ainscough@axa-insurance.co.uk