Underwriter/Senior Underwriter - Gig Economy/OnDemand
Great American Insurance Group
Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.
Great American’s Trucking Division has grown to be a leader in providing best-in-class truck insurance products to independent contractors, but it doesn’t stop there. The workforce is changing and as a result, so are we.
Millions of Americans do work in the gig economy, which refers to temporary short-term jobs, freelancers and independent contractors. The business model for gig workers does not provide the benefits and protections that come with traditional full-time employment. That’s where Great American comes in. We have developed flexible, innovative products to meet the insurance needs of this growing workforce.
We are looking for an Underwriter and/or a Senior Underwriter to join our OnDemand/GIG Economy team to underwrite insurance products such as Occupational Accident, Contingent Liability and Workers’ Compensation. This individual will work from our headquarters in Cincinnati, OH. Training will be fully in person, with the opportunity to work a hybrid schedule after training is completed.
Essential Job Functions and Responsibilities
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Has responsibility for risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.
Uses independent judgment and initiative to support business goals.
Maintains a high level of customer service.
Analyzes coverage and limit requests and decides what terms to offer.
Prices business in accordance with company guidelines.
Assesses risk quality and compliance within company guidelines and initiates appropriate loss prevention actions.
Orders and screens miscellaneous reports needed in the rating and underwriting processes, such as Motor Vehicle reports, loss history reports, credit checks, outside inspections, loss control, etc.
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Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
Interprets, explains, and markets products and services.
Develops relationships with agents & brokers through telephone interactions.
Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
Performs other duties as assigned.
Job Requirements
Bachelor’s Degree or equivalent experience in Business, Liberal Arts or a related discipline.
Generally, 6 months to 5 years of related experience. P&C underwriting experience is preferred, but not required.
Beginning coursework toward certification in area of expertise preferred; appropriate certifications could include Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or Associate of Risk Management (ARM).
Ability to travel 10% of the time.
Strong desire to learn and grow.
Business Unit:
TruckingBenefits:
We offer competitive healthcare, retirement, and paid time off benefits for full-time and part-time benefit eligible employees.