At Selective, we don't just insure uniquely, we employ uniqueness.

Our Business

Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2024 and certification as a Great Place to Work® in 2024 for the fifth consecutive year.

Working at Selective

At Selective, we don't just insure uniquely – we employ uniqueness. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance reimbursement and programs, and paid time off plans. Additional details about our total rewards package will be provided during the recruiting process.

Evaluate complex risks by performing credit and financial analysis of bond contracts. Complete underwriting on new business and renewal contracts. Provide advanced technical guidance to agents regarding various underwriting information, including cross-selling other company products and services. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.

• Perform financial and statistical analysis of complex bond submissions, utilizing company systems.
• Resolve challenging bond issues through telephone, written correspondence and/or personal contact with agents, insureds and/or internal employees.
• Independently make decisions on bond submissions for new business and for renewals within delegated authority levels.
• Develop and present underwriting recommendations, as required, to management.
• Ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company bond policies, procedures, standards and philosophy and all applicable rate filings.
• Processes renewal form letters, status inquiry reviews and revisions.
• Participate in agency marketing visits and underwriting meetings.
• Promote company products and services.
• Provide guidance to agents, policy holders, and other internal personnel regarding technically challenging bond situations in office or on a regional level.
• Keep abreast of industry-related legal and regulatory information, issues and decisions that effect the bond department.
• Recommend changes in bond policies or procedures which would benefit the department and the company.
• Act as a proactive advisor to management and other bond personnel on bond issues.
• Mentor and/or train less experienced underwriters and trainees.

Requirements and Qualifications:

• Excellent analytical skills; oral and written communication skills.
• Must have a keen knowledge of Suretyship and the ability to interpret product and laws.
• Must have knowledge of PC adaptation of software applications.
• Ability to work both independently and in a team environment.
• College degree preferred.
• 2-4 years of underwriting experience or equivalent related work experience (credit modeling, accounting, FS analysis, etc).

The expected starting salary range for this role is $82,000 - $130,000. The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.

Selective is an Equal Employment Opportunity employer. That means we respect and value every individual’s unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences – and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.

Selective maintains a drug-free workplace.

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