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Underwriting Careers at Industry Leaders

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Senior Life Sciences Underwriter

Zurich Insurance

Zurich Insurance

Marketing & Communications
New York, NY, USA · west mifflin, pa, usa
Posted on Tuesday, July 2, 2024

Zurich is currently hiring an experienced Life Sciences Underwriter to join the Middle Market team in NY/NJ.

Middle Markets is a key business segment within Zurich North America and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills and solution focused problem solving abilities. Zurich Middle Markets offers end to end solutions for our customers, inclusive of international programs. You will handle complex new and renewal Middle Markets business and serve as a Subject Matter Expert for Middle Markets Life Science. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with our Preferred Distribution Partners within your area and grow your long-term career. This is an exciting time to join Middle Markets at Zurich!

This role will be filled at the Senior (Level III).

Responsibilities include:

  • Serving as a Life Science industry practice advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.
  • Using a disciplined approach to exposure evaluation, risk assessment and pricing
  • Using risk insights, data and models to drive informed decisions at point of sale
  • Assisting in the refinement of underwriting guidelines for life science exposures
  • Identifying gaps in customer’s programs and aligning Zurich’s products and value proposition to offer a solution that provides the contract certainty the customer needs
  • Demonstrating strong analytical skills and executing as an innovative advisor
  • Underwriting, analyzing and generating new and renewal business for Life Science risks
  • Demonstrating strong coverage analysis skills and understanding and ability to communicate life science defenses and exposure analysis for product liability
  • Market facing and production within the growing Middle Markets division
  • Collaborating with multiple groups within Zurich to build knowledge and understanding of life science exposures, controls, market requirements, and opportunities
  • Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules
  • Developing and maintaining agency and broker relationships
  • Working within broad limits and authorities on highly complex assignments

Senior Middle Markets Underwriter (Level III) Basic Qualifications:

  • Bachelor’s Degree
  • Knowledge of Middle Markets Property and Casualty Life Science Underwriting
  • 5 or more years experience underwriting Life Science product liability on a primary basis

Preferred Qualifications Level III:

  • Existing broker relationships in East Coast region
  • Strong negotiation skills
  • Strong verbal and written communication skills
  • Strong relationship building, active listening, needs analysis, and win-win negotiating skills. Demonstrates presentation skills and a solutions and service orientation
  • Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines

Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the specific office location, role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. For additional information about our Total Rewards, Click here. Other rewards may include short term incentive bonuses and merit increases. Candidates with salary expectations outside of the range are encouraged to apply, and will be considered based on experience, skill, and education. The salary provided is a nationwide market range and has not been adjusted for the applicable geographic differential associated with the location where the position may be filled. The starting salary range for this position is $115,000.00 - $165,000.00.


As a condition of employment at Zurich, employees must adhere to any COVID-related health and safety protocols in place at that time (https://www.zurichna.com/careers/faq).

A future with Zurich. What can go right when you apply at Zurich?

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more.

As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers’ expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet

Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.

Location(s): AM - New York
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No


Linkedin Recruiter Tag: #LI-AK1 #LI-ASSOCIATE